Your idea is brilliant. Your Excel business plan is probably wrong.
Don’t let a #DIV/0! cell kill your project. Map out your business model, build a visual, reliable financial forecast — and walk into the bank with numbers you actually understand.
Free, no credit card required.
Starting from a blank page is building without a plan
Let’s be honest: founders underestimate costs, overestimate sales, and at the first setback the wall closes in fast. The numbers on new businesses are unforgiving.
1,165,800
new businesses launched in France in 2025 — an all-time record — and the pace is still picking up: +13.3% in Q1 2026
(Insee, 2026)
Nearly 1 in 3
French companies founded in 2018 were gone before their fifth birthday — proof that a business plan doesn’t run itself
(Insee, 2025)
+25%
risk of failure when clients pay late — staying ahead of your cash flow isn’t admin work, it’s survival
(Banque de France, 2025)
A visual financial forecast, not a maze of cells
Software designed for starting a business: you make the decisions, BeretPlan structures your numbers and keeps your calculations safe.
Start from a first outline, not a blank page
Describe your business — SaaS, e-commerce, services… — and the AI assistant drafts a first outline of your budget. Then swap its assumptions for your own: the structure, the formulas and the right questions are already there.
- An AI-drafted first outline: keep the structure, change the amounts
- Every assumption (price, salary, payroll rate) is a named variable: change it once and the whole plan recalculates
- Formulas displayed in plain language — no #REF!, no cell silently overwritten
Numbers your banker will recognise
Your plan automatically generates a standards-compliant income statement and dashboards ready to present. An assumption changes the night before the meeting? Everything follows — no copy-paste.
- Income statement (revenue, expenses, EBITDA…) generated and always in sync with your plan
- The AI assistant suggests budget lines and writes your formulas — validated by the calculation engine before insertion
- Soon Automatic cash-flow plan by the end of the year, to spot the tight months before they arrive.
Even the best-funded fall without visibility
Raised capital is no substitute for clarity: when the gap between real spending and real revenue drifts away from the plan and nobody spots it in time, even the best-funded champions go under.
At your scale, the lesson is the same: a business plan isn’t a document you write once for the bank — it’s a dashboard you check against reality every month. BeretPlan is built for exactly that, and our business plan guide walks you through it step by step.
In late 2025, one of France’s best-funded industrial agtech startups — more than €600 million raised — was placed into court-ordered liquidation.
(Source: Le Journal des Entreprises, 2025)
Nobody steers your business model for you. Not funding rounds, not press coverage — only your own numbers, checked against reality.
Founders’ questions, answered straight
Will this be enough to convince my bank?
BeretPlan generates a standards-compliant income statement (revenue, expenses, EBITDA…) and dashboards that always stay in sync with your assumptions. Above all, every formula is displayed in plain language: when someone asks “where does this number come from?”, you show the calculation instead of stumbling. The decision still belongs to the banker — but you walk in with a plan you can defend line by line.
I’m starting from scratch, with zero finance background. Is this for me?
Yes — BeretPlan is built for non-financial leaders. You describe your business (SaaS, e-commerce, services…) and the AI assistant drafts a first outline: it suggests budget lines, writes the formulas and has them validated by the calculation engine before insertion. You always stay in control.
How long does a full financial forecast take?
Plan for one afternoon, not three weekends: our goal is a complete budget in under 2 hours. The AI assistant drafts a first outline, you adjust your assumptions, and the income statement and dashboards generate themselves — then stay up to date with every change you make.
Your idea deserves better than a spreadsheet.
An AI-drafted first outline, your assumptions, a forecast you can defend — get started this afternoon.
Free, no credit card required