Built in France · Designed in Toulouse · Data hosted in Europe
Your business plan, calculated. Not hoped for.
BeretPlan turns your business plan into a real management app. Start from a template that fits your business, import your own budget or begin from scratch: profitability, forecast and variances are calculated for you.
You finally know whether your project stands up, and Rose helps you make it solid.
Free forever, no credit card required.
Actuals vs plan · Ceramics studio
Revenue ›
Sales
Monthly € Jan 2027 – Jun 2027
| Month | Plan | Actuals | Variance |
|---|---|---|---|
| Jan | 8,400 | 8,650 | +250 |
| Feb | 8,904 | 8,820 | −84 |
| Mar | 9,618 | 7,500 | −2,118 |
Illustrative example · Try it: Rose's option
Rose AI
Variances · Ceramics studio
March is where it sticks.
Your March sales came in −€2,118 against plan, while your costs stuck to it.
Starting up is the easy part. Lasting takes the numbers.
- 1,165,800
- new businesses launched in France in 2025: an all-time record
- Insee, 2026
- Nearly 1 in 3
- French companies founded in 2018 were gone before their fifth birthday
- Insee, 2025
- +25%
- higher risk of failure when clients pay late
- Banque de France, 2025
Drifting along is lovely on a barge on the Canal du Midi. For a business, much less so.
A lack of financial visibility gives no warning: it waits for the end of the month. BeretPlan warns you first.
Your bank manager is going to ask. Better to have the answer first.
Selling price, cost per sale, fixed costs: the calculator tells you how much you need to sell each month to cover your costs.
Free, no sign-up
Rose advises. You decide.
Rose is the AI that gets your ideas off the ground. She doesn't stop at the diagnosis: she tells you where it sticks, why, and what can be done about it. Always at least two options, and always the right to set them aside.
She calculates. She doesn't guess.
A chatbot can get things wrong. Rose has every formula checked by BeretPlan's calculation engine before it goes into your plan.
She writes the formulas for you.
Describe what you need, “add a three-person sales team starting in March”, and Rose drafts the lines, the assumptions and the formulas. You adjust, you approve.
She asks the questions you missed.
A price with no volume, a cost with no start date: Rose spots it and asks you. Before your bank manager does.
Advisor · Ceramics studio
Your piece sales cover clay and firing well. Two items seem to be missing for a complete plan: here they are, you decide what applies to your studio.
Highlights
-
Employer contributions missing Warning
Salaries holds €2,000 gross a month, with no employer contributions. Add a line that depends on it, at your own rate, or switch the salary to a loaded cost.
-
No insurance for the studio Suggestion
A studio hosting workshops usually carries professional liability insurance. Add a yearly line, or skip this if it already sits in Overheads.
This is informational only and is not financial or investment advice.
The structure holds: the sales and materials formulas are consistent. Two lines are incomplete, and they skew the total.
Highlights
-
A price with no volume Warning
Workshops uses the Workshop price variable (€65) with no number of participants: the line reads €65 every month, as if you sold a single seat. Create a Participants per month variable, or enter workshops by hand.
-
A cost with no start date Suggestion
The description of Salaries mentions a September hire, but the line runs January to December 2027. Give it an activity period starting in September, or fix the description.
This is informational only and is not financial or investment advice.
Illustrative example · Try it: switch analysis
AI plan creation on every plan, Free included. AI advisor from the Start plan up.
Your break-even in three numbers. No guesswork.
How much do you need to sell each month to stop losing money? Enter your price, what each sale costs you and your fixed costs: the result updates as you type.
Pre-filled with an example: replace each value with your own.
- Margin per sale
- €35.00
- that's 58.3% of the price
- Sales per month
- 100
- Minimum monthly revenue
- €6,000
Beyond 100 sales a month, every extra sale is profit.
Indicative figures, excluding VAT and seasonality. The volume is rounded up: you can't sell three quarters of a baguette.
Rose AI
Profitable doesn't mean solvent.
You can pass your break-even point and still end the month overdrawn: all it takes is clients paying after your suppliers. To see it coming, you need a month-by-month forecast.
Free, no credit card required
A business plan that doesn't end up in a drawer.
Formulas that don't break. Not even at 6pm on a Friday.
Your assumptions become named variables, and your formulas read in plain English. A price changes? The whole plan recalculates: no #REF!, no overwritten cells.
- Formulas the whole team can read, not just you.
- An activity period per line: a cost that starts in March starts in March, and stops when it stops.
- Plan 1 to 10 years ahead, in monthly, quarterly or annual view.
Name
Value
Average price×Pieces sold
Unit
Aggregation
Active period
Months outside the range count as 0; hand-set cells are kept.
Expense line
Inherited from Revenue
Demo · not app UI
Change the variable, the line follows in the plan:
Sales · €
- Apr 10,206
- May 10,794
- Jun 11,508
Illustrative example · Try it: change the average price in the demo
The plan met reality. It survived.
Each month, enter your actuals against the forecast. Variances are coloured by their real impact: a cost that swells stays flagged, even when the curve goes up.
- Actuals and forecast line by line, with no double entry.
- Variances analysed right inside your tables.
- A fast entry grid, built for the monthly check-in.
Actuals · SaaS
| Line | Type | Trend | Mar 27 | Apr 27 | May 27 | Jun 27 |
|---|---|---|---|---|---|---|
| Revenue | €6,432 ▼ | €8,696 ▼ | €10,902 ▼ | €11,322 ▼ | ||
| Subscriptions | ||||||
| Services | ||||||
| Expenses | €17,540 ▼ | €18,030 ▲ | €23,120 ▲ | €23,240 ▲ | ||
| Salaries | ||||||
| Marketing | ||||||
| Cloud Servers and cloud |
Illustrative example · Try it: tap a cell
The file for the bank? It's already done.
A properly structured income statement, KPIs and charts are generated from your plan. Your model changes, your reports follow. Unlike budget_final_v3_FINAL.xlsx.
- Dashboards for each audience: partners, the bank, the executive team.
- Views in €, k€ or M€, monthly to annual, detailed or high-level.
- An income statement always in line with the budget: zero copy-paste.
Income statement · SaaS startup
| Line | Type | Q1 27 | Q2 27 | Q3 27 | Q4 27 |
|---|---|---|---|---|---|
| Revenue | €15,984 | €33,198 | €51,237 | €75,039 | |
| Subscriptions | €8,784 | €23,598 | €41,637 | €63,039 | |
| Services | €7,200 | €9,600 | €9,600 | €12,000 | |
| Expenses | €52,632 | €63,364 | €69,246 | €70,302 | |
| Salaries | €45,000 | €55,000 | €60,000 | €60,000 | |
| Marketing | €6,000 | €6,000 | €6,000 | €6,000 | |
| Cloud Servers and cloud | €1,632 | €2,364 | €3,246 | €4,302 | |
| EBITDA | −€36,648 | −€30,166 | −€18,009 | €4,737 | |
| Depreciation | €1,500 | €1,500 | €1,500 | €1,500 | |
| Pre-tax Pre-tax income | −€38,148 | −€31,666 | −€19,509 | €3,237 | |
| Corporate tax | €0 | €0 | €0 | €1,133 | |
| Net income | −€38,148 | −€31,666 | −€19,509 | €2,104 |
Illustrative example · Try it: switch the view and the unit
Built for the people who make the decisions.
Startup founders
Know whether the project stands up before you walk into the bank. Profitability and margin calculated, not hoped for.
Build my forecastSME executives
A hire, an investment, a slow season: put numbers on the decision before you sign it. Not after.
Simulate my decisionsTeam managers
Where each line of your budget stands, at a glance, without waiting for the finance department's reporting.
Track my team budgetResearch labs
ANR, EU, regional: every funding line in one budget. And not a single grant lost along the way.
Consolidate my fundingLaunch your business on numbers, not on a bet.
Start from an industry template, enter your assumptions, and come away with a forecast you can stand behind. Rose is with you every step of the way.
Free, no credit card required
Your numbers stay in Europe. No passport required.
BeretPlan is designed in Toulouse and hosted in Europe. Colbert would have approved of the sovereignty; you'll appreciate the peace of mind.
European hosting
Your financial data is stored and processed in Europe, in full compliance with the GDPR.
Strict isolation
Every company is walled off down to the database level, not just inside the application.
Controlled access
Admin, edit or read-only: everyone sees what they need to see, and nothing more.
Curious about who's behind BeretPlan? Meet the team.
Start for free. Yes, really. No small print.
The Free plan is free forever, no credit card required: a full budget, advanced formulas and AI plan creation. For Rose's advice or working as a team, the paid plans will take over.
Free, no credit card required
- Free
- €0
- Start
- €29
- Entreprise
- €69
- Max
- On quote
Per month, annual commitment. Paid plans coming soon.
Compare plansThe questions we actually get asked.
Do I need to know finance?
No, that's the whole point. You describe your business, Rose drafts a first outline, you adjust your numbers. BeretPlan generates the income statement and dashboards. Formulas read in plain English, not spreadsheet jargon.
What makes it different from Excel?
Your formulas don't break. Every assumption (a price, a salary, a payroll rate) is a named variable: change it once, the whole plan follows, and your reports stay aligned with your model. Excel has earned its retirement.
Why not just use ChatGPT?
A chatbot is a brilliant consultant you have to brief from scratch every morning, and one that can get its sums wrong with great confidence. In BeretPlan, the numbers are calculated by an engine, and your plan stays open the whole time. For a decision you're going to pay for, you want a system that calculates right.
Where is my data hosted?
In Europe. BeretPlan is a French solution, built in Toulouse, with strict per-company data isolation and role-based access. Your numbers serve no one but you.
Is it really free?
Yes. The Free plan is free forever, no credit card required, with a full budget, advanced formulas and AI plan creation. Paid plans, coming soon, add the AI advisor, teamwork, alternative scenarios and projections.
Do I need to sign up for the calculator?
No, it's open to everyone. It gives you a snapshot of your profitability. BeretPlan gives you the whole film, month by month.
Blank page? Nothing to lose sleep over.
Create your first plan today. Rose drafts an outline, you add your numbers, and you come away with a plan you can stand behind.
Free, no credit card required